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Finacle

Finacle

Core Banking Solution.

Finacle Overview

Finacle is a cloud-native digital banking solution suite that supports core banking, digital engagement, payments, treasury, cash management, lending, and wealth management for banks of all sizes. It is designed for traditional, regional, and digital only banks seeking scalable modernization and omnichannel customer experiences. The suite’s composable architecture, open APIs, and embedded analytics help institutions launch products faster, integrate with fintech ecosystems, and drive truly digital transformation with SaaS or on-premise deployments.

Finacle Features

Cloud Solution Payment Solutions Mobile Banking Risk Management RealTime Processing Fraud Detection Document Management Workflow Automation SaaS Model Multi Currency

Key Features

  • Comprehensive digital suite covering core, lending, payments, cash, wealth, treasury, and Islamic banking.​
  • Cloud-native and SaaS-ready platform with containerized, microservices-based deployment options.​
  • Open API architecture for easy integration with fintechs and third‑party ecosystems.​
  • Omnichannel engagement via online, mobile, branch, and direct banking channels on one platform.​
  • Embedded analytics and AI for insights-driven personalization and automation across journeys.​
  • High configurability with flexible product factories and extensive parameterization for new offerings.​
  • Componentized modules so banks can adopt core, payments, or digital engagement incrementally.​
  • Global-grade security and compliance framework for data protection and regulatory needs.​

Pricing:

Starts at a $500,000 one time fee for each user.

Pros & Cons

Pros:

Constructed with strong security measures to safeguard confidential client information.

Cloud support and API integrations enable easy scaling for different-sized banks​.

Provides tools for digital banking, mobile banking, and other features to improve customer engagement and satisfaction.

Consistently rated as a top core banking solution.

Cons:

The platform can be complex to learn and use, especially for smaller banks with limited IT resources.

Poor CRM functionality at the branch level.

Extensive customization needs can significantly increase the cost.

Company

Finacle

Contact

+91 80 2852 0261

Headquarter

Bangalore, Karnataka, India

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