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Ramp

Ramp

Time is money. Save both.

Ramp Overview

Ramp is a unified financial operations platform that offers corporate cards, bill payments, expense management, procurement, travel, treasury, and accounting automation—designed to help companies save time, reduce spend, and improve efficiency—all on a single platform.

Ramp Features

Corporate Cards & Spend Control Expense Automation Bill Pay & AP Procurement Travel Management Accounting Integrations Treasury & Cash Management Ramp Intelligence (AI) Roles & Permissions Live Training & Webinars

Highlights:

  • Corporate Cards & Spend Control: Unlimited physical and virtual cards with real-time policy enforcement and auto-locking.
  • Expense Automation: Auto-collection via SMS, receipts matched in ~2 mins, AI-driven coding, and memos.
  • Bill Pay & AP: OCR invoice extraction, ACH/check/card payments, two-way matching, payment approval workflows.
  • Procurement: Intake‑to‑pay in one flow, AI‑populated forms, PO matching, and discrepancy alerts.
  • Travel Management: Policy-based bookings, guest invites, and per-diem controls.
  • Accounting Integrations: Syncs with QuickBooks, Xero, NetSuite, Sage Intacct, Oracle, and Dynamics 365.
  • Treasury & Cash Management: Business account yields 2.5%; investment account yields ~4.3%; unlimited same‑day ACH.
  • Ramp Intelligence (AI): Continuous fraud scans and warning alerts, spending forecasts, and anomaly detection.
  • Roles & Permissions: Granular role assignments (e.g., bookkeeper, IT admin) with custom approval hierarchies.
  • Live Training & Webinars: Multiple weekly onboarding and feature-specific sessions.

Why Choose Ramp?

  • Consolidates finance tools into a coherent platform.
  • Automates routine tasks to boost productivity and eliminate spending leaks.
  • Optimizes cash with competitive yields and treasury automation.
  • Comprehensive controls ensure policy enforcement and compliance.
  • Rapid implementation with minimal time-to-value.

Pros & Cons

Pros:

Broad integration: cards, bill pay, procurement, travel, treasury & accounting in one platform

AI-powered workflows reduce manual overhead and errors

High-yield treasury options (2.5% checking, 4.3% investment)

Fast onboarding and intuitive UX

Granular role-based permissions

Cons:

Reporting limitations

Login/user friction

Limited expense types - Some users report that Ramp doesn't cover certain expense categories

No international card support

Aggressive marketing tactics - Some users report unsolicited upsells and sign-ups

Company

Ramp

Contact

+1-855-206-7283

Headquarter

28 West 23rd Street, Floor 2 New York, NY 10010

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Ramp Demo & Screenshots

Ramp Pricing

Free

$0/Monthly

Features

Corporate card

  • Check Unlimited cards
  • Check card issuing controls
  • Check the expense policy enforcement

Travel & Expense

  • Check Travel bookings
  • Check auto-receipt collection and matching
  • Check basic approval policies

Accounts Payable

  • Check Invoice extraction (OCR)
  • Check basic approval workflows
  • Check Pay bills by ACH, card, check, and more

Accounting

  • Check basic accounting rules
  • Check QuickBooks Online and Xero integrations
  • Reporting & Vendor Management
  • Check Compare vendor contract pricing
  • Check vendor and spend tracking

Plus

$15/Monthly

Features

  • All the features of Free, and:

Corporate card

  • Check Auto-lock cards

Travel & Expense

  • Check custom travel policies
  • Check the Limit on reimbursement spending
  • Check advanced approval policies

Accounts Payable

  • Check advanced approval workflows
  • Check batch payments
  • Check payment release approvals

Procurement

  • Check unlimited intake
  • Check approval and orchestration
  • Check purchase orders and receiving
  • Check two- and three-way matching

Accounting

  • Check multi-entity support
  • Check advanced accounting rules
  • Check NetSuite, Sage Intacct, and more integrations

Global

  • Check Pay card statements with local currency
  • Check local reimbursements
  • Check set spend limits in local currency
Ramp Pricing Screenshot

*Price last updated on Jul 16, 2025. Visit ramp.com's pricing page for the latest pricing.

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