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Ramp

Ramp

Time is money. Save both.
4.1 (36 Reviews)

Ramp Overview

Ramp is a unified financial operations platform that offers corporate cards, bill payments, expense management, procurement, travel, treasury, and accounting automation designed to help companies save time, reduce spend, and improve efficiency all on a single platform.

Ramp Features

Corporate Cards & Spend Control Expense Automation Bill Pay & AP Procurement Travel Management Accounting Integrations Treasury & Cash Management Ramp Intelligence (AI) Roles & Permissions Live Training & Webinars

What Sets Ramp Apart:

  • Unified Finance Solution: Combines corporate cards, AP, procurement, and reporting.
  • Automated Expense Capture: Minimizes manual entry and errors. 
  • Instant Policy Enforcement: Automatically blocks non-compliant transactions. 
  • Accounting System Integration: Seamless sync with major ERPs. 
  • AI Insights for Savings: Highlights cost reduction opportunities

Capabilities

  • Issue unlimited virtual and physical corporate cards. 
  • Real-time tracking and automated expense management. 
  • Automated accounts payable and bill payments.
  • Procurement workflow automation from request to payment. 
  • AI-driven reporting and spend insights. 
  • Integrates with major accounting and ERP systems
  • Multi-currency and multi-entity support for global operations. 
  • Automated policy enforcement and compliance monitoring.

Pros & Cons

Pros:

Broad integration: cards, bill pay, procurement, travel, treasury & accounting in one platform

AI-powered workflows reduce manual overhead and errors

High-yield treasury options (2.5% checking, 4.3% investment)

Fast onboarding and intuitive UX

Granular role-based permissions

Cons:

Reporting limitations

Login/user friction

Limited expense types - Some users report that Ramp doesn't cover certain expense categories

No international card support

Aggressive marketing tactics - Some users report unsolicited upsells and sign-ups

Company

Ramp

Contact

+1-855-206-7283

Headquarter

28 West 23rd Street, Floor 2 New York, NY 10010

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Ramp Demo & Screenshots

Ramp Pricing

Free

$0/Monthly

Features

Corporate card

  • Check Unlimited cards
  • Check card issuing controls
  • Check the expense policy enforcement

Travel & Expense

  • Check Travel bookings
  • Check auto-receipt collection and matching
  • Check basic approval policies

Accounts Payable

  • Check Invoice extraction (OCR)
  • Check basic approval workflows
  • Check Pay bills by ACH, card, check, and more

Accounting

  • Check basic accounting rules
  • Check QuickBooks Online and Xero integrations
  • Reporting & Vendor Management
  • Check Compare vendor contract pricing
  • Check vendor and spend tracking

Plus

$15/Monthly

Features

  • All the features of Free, and:

Corporate card

  • Check Auto-lock cards

Travel & Expense

  • Check custom travel policies
  • Check the Limit on reimbursement spending
  • Check advanced approval policies

Accounts Payable

  • Check advanced approval workflows
  • Check batch payments
  • Check payment release approvals

Procurement

  • Check unlimited intake
  • Check approval and orchestration
  • Check purchase orders and receiving
  • Check two- and three-way matching

Accounting

  • Check multi-entity support
  • Check advanced accounting rules
  • Check NetSuite, Sage Intacct, and more integrations

Global

  • Check Pay card statements with local currency
  • Check local reimbursements
  • Check set spend limits in local currency
Ramp Pricing Screenshot

*Price last updated on Feb 13, 2026. Visit ramp.com's pricing page for the latest pricing.

Ramp Reviews

Ramp Category

Accounting & Billing Software

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