Chub.ai is a character-driven AI chat and roleplay platform designed for users who want more than generic chatbot replies. Instead of short, assistant-style answers, Chub.ai focuses on immersive characters, long-form conversations, and user-defined personalities powered by multiple large language models (LLMs).
It’s used mainly by writers, role-players, world-builders, and creative users who want AI characters that feel consistent, expressive, and story-aware.
This review explains what Chub.ai actually does, how it works in practice, what it costs, its strengths and limitations, and whether it’s the right platform for you.
Chub.ai is a character-based AI chat platform where conversations are shaped by fictional personas rather than assistant-style responses.
You interact with:
Chub.ai is NOT:
If you’re here for accuracy, research, or professional output, Chub.ai is the wrong tool.
Chub.ai works by combining character rules + memory scaffolding + language models.
Here’s what actually happens when you use it:
You select or create a character
Each character has defined traits (tone, behavior, motivations).
You add lore (optional but important)
Lorebooks act as structured memory:
You chat or roleplay
The AI responds in character, not as an assistant.
The model choice affects depth
Larger models (paid plans) = longer memory + better coherence.
In simple terms:
You’re not “asking questions”, you’re participating in a narrative or roleplay loop.
Chub.ai feels closer to:
…and farther from:
Sometimes inconsistent if lore is weak or models reset
This makes it engaging, but also less predictable.
Here’s what is known (as of mid-2025), though pricing may change, so always check the official site.
| Tier | What you get |
|---|---|
| Free / Basic | Limited access to characters, some free models, limited messages per day. Useful for trying out the platform. |
| Mercury Plan | Access to some 13B-parameter models (Mistral, Mythomax), more messages / usage. Roughly US$5/month in some user reports. |
| Mars / Higher-Tier / Premium | Access to even larger models (70B, etc.), more memory (i.e. token or context length), early access to new features. Roughly US$20/month quoted by some sources. |
Context: For many users who want more complex, coherent character interactions or longer memory (so the AI “remembers” past conversations well), the premium tiers offer real benefits. Free tier is often sufficient for casual use/exploration.

Chub.ai works best when you want:
Its lore-based structure is the main reason users choose it over simpler chat platforms.
These limitations matter when deciding if it’s “right for you”:
If you expect stability over creativity, you’ll likely be frustrated.
Here’s a practical walkthrough of using Chub.ai:
Example Prompt:
“You are ‘Aria’, a scholar from a fantasy land who specializes in ancient runes. I am a traveler asking you about the ruins in the northern desert. Tell me a story about what you discovered there.”
You’d see replies influenced by lorebook about Aria (maybe they have studied ruins before, maybe they are cautious or enthusiastic, etc.).
Here are what actual users report (both positive and negative), drawn from Reddit, forums, etc.:
Pros (from users):
Cons / Issues:

Chub.ai is worth using only if your goal is character-driven interaction, not utility.
It’s a niche platform that does one thing well:
letting AI characters behave like characters, not assistants.
If that’s what you’re looking for, Chub.ai can be engaging and surprisingly deep.
If not, it will feel unstable, overpriced, and unfocused.
Best approach:
Try it free → test character depth → upgrade only if memory and immersion matter to you.
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